SmOkiNg vs $$$$

Smoking cost money as well as affecting your health. Cigarettes are now day became expensive and by quitting of your can save lot of your $$$$. This bad habit is become expensive by day today by increasing of tax. Stop smoking can save your money as well saving for future.

  Direct Costs

     Rutgers University calculated that a $10-a-day smoking habit will set you back $3,650 each year, and that doesn't include potential interest that could have been earned by investing the money. Looking at it like that is about as close as you can get to literally setting your money on fire and watching it burn. And the price of a pack continues to climb. According to TobaccoFreeKids.org, the average amount of state tax levied is $1.45 per pack; add to that an additional $1.01 for the Federal government and it is obvious smokers are dumping a windfall into regulatory pockets.

Indirect Costs

The indirect cost to smokers is no small matter. Consider the following expenses smokers

pay more for health insurance coverage if they can get it at all unless you smoke outside consistently, the resale value of your house will likely drop considerably and these days you can even be fired from your job for smoking or, at the very least, penalized financially by your employer. A survey by the Society of HR Managers, and cited by MSN Money, revealed 5 percent of employers prefer not to hire smokers and 1 percent will not hire them under any condition. Weyco, a medical benefits administrator company in Michigan, tests both employees and spouses for smoking. If found "guilty" they pay a $80 monthly surcharge. But it's not just the medical industry. Even Alaska Airlines will not hire anyone who tests positive for nicotine.

        Medical

 Giving-Up-Smoking.info estimates that in a two-smoker household a full 15 percent of the household budget goes to feeding the addiction through cigarette purchases, which leaves less money down the road to pay for the high-cost medicines needed to treat smoking-related illnesses like lung cancer, emphysema and a host of others. Factor in rising health care costs, which don't appear to be moderating any time soon, and the financial stress of dealing with deteriorating health can cause even more health issues to arise: insomnia, migraine headaches, poor diet. Taken as a whole, it's easy to see that the financial problems caused by smoking go far beyond the few dollars you lay down for a pack of cigarettes.